SR-22 Insurance in Alabama
Fast Help When You Need an SR-22 Filed
If you’ve been told you need an SR-22 in Alabama, time matters. An SR-22 is not an insurance policy — it’s a state-required certificate your insurance company files to prove you carry the required auto liability coverage after certain violations. Our Bessemer-based team helps drivers across Alabama secure qualifying coverage and file SR-22 forms quickly so you can work toward reinstating your license and getting back on the road.
What Is an SR-22 and Why It’s Required
An SR-22 is typically required by the Alabama DMV after serious driving violations, including:
DUI or DWI
Driving without insurance
Reckless driving
Multiple traffic violations
License suspension or revocation
Once filed, the SR-22 confirms you meet Alabama’s minimum auto insurance requirements. If your policy lapses, the insurer must notify the state, which can result in further penalties — making it critical to choose the right coverage from the start.
How We Help With SR-22 Insurance
Not every insurance company handles SR-22 filings — but we do. As an independent agency, we work with specialized carriers that insure high-risk drivers and understand Alabama SR-22 requirements.
Our SR-22 Process:
Whether your SR-22 is required for a few months or several years, we help you stay compliant and insured throughout the process.
SR-22 Insurance Options in Alabama
This overview helps renters understand what’s covered — and what’s not — so there are no surprises.
| Owner SR-22 Policy | Non-Owner SR-22 Policy | Minimum Liability Coverage | Optional Higher Limits |
|---|---|---|---|
| For drivers who own a vehicle | For drivers who don’t own a car but still need proof of insurance | Meets Alabama legal requirements | Available for added protection |
Non-owner SR-22 insurance is a common and affordable option for drivers who don’t currently own a vehicle but need to satisfy state requirements.
Common Questions About SR-22 Insurance
How do I get an SR-22 in Alabama?
You must purchase a qualifying auto insurance policy, and the insurer files the SR-22 with the state on your behalf.
How much does SR-22 insurance cost in Alabama?
Costs vary based on your driving record, violation type, and coverage needs. We compare carriers to help find the most affordable option available.
Do I need an SR-22 if I don’t own a car?
Yes, in some cases. A non-owner SR-22 policy can meet Alabama’s requirements without owning a vehicle.
How long do I need an SR-22?
The required period depends on the violation but is commonly three years. We help ensure continuous coverage during that time.
Can I bundle renters and auto insurance?
Yes, but it must be done carefully to avoid lapses. Our team can help you transition safely.
Need an SR-22 Filed Quickly?
We proudly assist drivers across Alabama with fast SR-22 insurance solutions and dependable support. Contact our team today to get compliant, insured, and back on the road with confidence.
